Lowest Car Loan Rates 2024 Usa. Learn about the types of auto financing available — for buying new or used cars, buying out leases and more — and compare lenders to find the best car loan rates. In the first quarter of 2024, the overall average auto loan interest rate was 6.73% for new cars and 11.91% for used cars.
The lowest rate for a car loan is offered by autopay at a starting apr of 4.67%, but your rates may vary. Borrowing interest rates set by the federal reserve and your credit score.
The Average Car Loan Interest Rate Currently Is 9.56%.
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Auto loan annual percent rates (or aprs) are the most common rates you’ll see advertised on auto loan.